Mortgage Registration Fee

What is a mortgage registration fee?

This is a government fee for registering your lender’s mortgage on the title of your property (mortgage registration fee). If the seller has a mortgage on the property then you may be charged to remove their mortgage (discharge of mortgage fee), the cost of which will be reimbursed by the seller at settlement. Every states fees are different.

On Own my own home we’ve calculated this fee for you, calculations are based on current regulations, please be aware that these may change in the future.

Below are the details on what are the rates and calculation methods on each state and territory.

StateRegistration of mortgageDischarge of mortgage
ACT$155$155
NSW$147.70$147.70
NT$152$152
QLD$197$197
SA$176$176
TAS$141.07$174.90
VIC$121.40$121.40
WA$181.30$181.30

This page was last updated on 11 October 2021.